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What is vacant property insurance?

Also referred to as vacant property insurance or unoccupied home insurance, this type of coverage can protect homeowners from financial loss due to unexpected damage that happens when they’re away for an extended period of time. Vacant Property Insurance Vs. Homeowners Insurance

Do I need home insurance if my house is empty?

If your home is empty for 30+ days, you'll probably need unoccupied and vacant home insurance, either as an add-on or a stand-alone policy. A standard home insurance policy won't pay for damage that happens when your house has been empty for weeks.

What is unoccupied and vacant home insurance?

Unoccupied and vacant home insurance policies cover damages and losses for a home where no one is living. Typical homeowners insurance policies won’t cover fire, vandalism, liability or other types of claims on an unoccupied or vacant property.

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